We are providing loans against our term deposits

• 1. Interest rate will be deposit interest rate +2%
  2. You can avail loan up to 90% of the deposit amount
  3. Loans are provided against Fixed Deposits, Cash Certificate and Recurring deposits.
  4. You can obtain loans against deposits maintained with our another branch too.
  While availing the loan, the deposit receipts/ certificates shall be submitted to the branch for disbursing the loan
• You can avail a loan in Indian rupees against the security of Fixed Deposit Bond of the United Urban Co-Op. Credit Society Limited. The loan may be used to meet emergency financial requirements, to carry on business activities. You need not close the deposit prematurely and can avail the loan.
  1. At the Head Office or branch where you maintain the deposit
  2. As an overdraft or as a demand loan
  3. For a maximum of 75% of the face value of deposit, and including the interest accrued on the deposit
  4. At and interest rate of 5% higher than your base rate of deposit.